Chapter 7 Bankruptcy Attorney Serving Indianapolis, IN & Surrounding Areas

Contact John McManus

Are you tired of mounting bills, creditor calls, and not enough money to meet your basic needs? Are you unsure if bankruptcy is right for you? Discover more about when you should consider this debt relief option.

When Is Bankruptcy a Good Choice?

Perhaps your debt has become unmanageable. You may not have enough income or have taken on too much debt from credit cards or student loans. If you are unable to make payments on your existing debts and face late fees and penalties, a bankruptcy attorney could be a good person to turn to.

Have creditors threatened legal action or wage garnishment? Creditors can take these measures when a debt has gone unpaid for an extended period of time and they have exhausted all other payment collection options. If this is the case, reach out to a Chapter 7 bankruptcy attorney in Indianapolis, IN.

You might be unable to keep up with the interest payments on your debt. Or perhaps paying off your debt has taken over almost all of your finances. Bankruptcy can stop creditors from attempting to collect on your debt.

Finally, maybe you’ve experienced multiple instances of financial distress within a short time period, such as several job losses or medical emergencies.

Read on to see how McManus & Associates can help or give us a call to discuss your needs.

When your unsecured debts feel out of hand, you may feel as though you will never get control. Although you are in financial turmoil now, this does not have to be the case for the rest of your life.

At McManus & Associates, I can help you get a second chance at gaining control of your personal finances. A Chapter 7 bankruptcy attorney can help you find the relief you need. I will provide you with all the necessary information for Chapter 7 bankruptcy filing, so you can navigate your finances going forward.

If you need help with Chapter 7 bankruptcy filing in Indianapolis, IN, or the surrounding counties, I am here to help you walk through this difficult trial you are experiencing. I will give you my personally attention to give you the peace of mind you deserve throughout your case.

If you want to learn more about my process and commitment to you, you can browse our about us page.

If you are facing financial troubles due to large credit card debts, medical bills, or other debts such as personal loans, and in some situations taxes, a Chapter 7 bankruptcy can help offer you a fresh start financially. It is sometimes known as the "Liquidation bankruptcy" because certain assets may be liquidated to repay creditors. However, with my help, debt can be discharged (wiped clean) without repayment or the liquidation of assets in most cases.

What is a Liquidation Bankruptcy?

Chapter 7 can be called "Liquidation Bankruptcy" because some of your assets may need to be liquidated to repay your creditors. The liquidation of your assets is arranged by a trustee who evaluates, collects and sells any assets you own that are not legally protected and therefore exempt. The assets that may be exempt from liquidation will vary from state to state. The money that was acquired by the liquidation process is then distributed to your creditors. With the help of McManus & Associates, in most cases, your debt will be forgiven, and your slate wiped clean without any repayment or the liquidation of assets. Although we cannot guarantee that all your debts will be forgiven, John McManus will work hard to provide you with the best financial solutions and outcomes. Call us today at (317) 841-0315 for your free consultation!

Gain a Fresh Financial Start with McManus & Associates

Our friendly and caring attorney at McManus & Associates will help you learn about Chapter 7 bankruptcy options. We will educate you on the debts that are excluded and cannot be discharged, such as alimony, child support, fraudulent debts, and student loans. We will help you find the right legal solution to brighten your financial future so you can be free of debt.